B2B billing on PAID, built for SaaS that sells into regulated buyers. Cards, ACH, and stablecoin on one cryptographically auditable rail — with SOC 2 evidence, dispute defense, and reconciliation that closes itself.
No credit card required SOC 2 Type II in progress PCI SAQ-A via Stripe Elements
Built for multi-rail acceptance
What Stripe Billing doesn't ship
Six things finance, compliance, and procurement ask for on every enterprise deal — wired into the platform, not bolted on.
Every financial event is signed and hash-chained. Your auditor downloads a self-verifying evidence bundle in one API call — no manual CSV exports, no 'trust us'. Just an Ed25519 signature anyone can verify offline.
Read the conceptAbout 60% lower processing fees than cards on a $50K invoice. NACHA-compliant return handling and Reg E mandate capture are wired into checkout — not bolted on.
Read the conceptInvoice in your buyer's currency via the FX engine. Settle in USD, EUR, or USDC on Circle's network. International deals stop losing margin to wire fees.
Read the conceptConfigurable payment terms past NET-30. PO matching with reservation and consumption tracking. W-9 / W-8BEN / W-8BEN-E capture per customer. MSAs signed with versioned, cryptographic receipts.
Read the conceptASC 606 / IFRS 15 CSV and JSON exports. FX converted at point-of-revenue, not point-of-collection — the distinction your auditor cares about. Prorated subscriptions split for deferred revenue. Drop straight into your GL.
Read the conceptYour enterprise buyer's IT team won't accept email-and-password for a portal touching $50K invoices. Okta, Azure AD, Auth0, and SCIM 2.0 ship in Phase 1C.
Read the conceptDrag the sliders. No signup, no email gate.
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For procurement reviewers
The docs, status, and security artifacts most procurement and finance teams ask for before a demo call.
From signup to first invoice in 10 minutes
The cryptographic audit trail that makes PAID auditable end-to-end
Switch from Stripe Billing in 30 minutes
Live status of PAID's API, dashboard, and webhooks
Report a vulnerability — safe-harbor and bounty
What we shipped this week
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